Privacy Policy

Privacy Policy

Privacy Policy

Information regarding MN CARS privacy practices:

This document describes MN CARS policy regarding standard information collected in normal web site usage as well as information you provide when you visit our web site. The amount and type of information received depends on how you use our site.

Collection of Personal Information:

We collect information that personally identifies, relates to, describes, or is capable of being associated with you (“Personal Information”), including:

1.Personal identifiers such as name, social insurance number, driver's license number, date of birth, telephone number, physical address, and email address;

2.Professional or employment information;

3.Residence information

4.Geolocation data such as geographic location indicators obtained when you interact with our Sites; and

5.Internet & network information including make, model, settings, and specification of the device, geographic location, as well as the date/time stamp, IP address, pages visited, time of visits, content viewed, ads viewed, the site(s), application(s), destination(s), or service(s) you arrived from, and other clickstream data.

We collect this information from the following sources:

1.From you via the credit application page located at

2. https://www.mncars.ca/financing

3.Consumer-reporting agencies; and

4.Our affiliates and business partners

When you submit personal information to MN CARS, you understand and agree that MN CARS may access, store, and utilize your customer profile information. We may share information about your personal information with reputable credit reporting agencies as authorized under federal and state laws, but only as lawfully permitted or required. We collect this information for a variety of reasons, including but not limited to informing you of special offers, and other products and services from MN CARS.

While we have not done so at this time, in the future we may contract with other reputable companies in our efforts to offer you additional attractive products and services. If you do not want the information you provide to MN CARS to be shared with other companies, please indicate this preference when you provide the information to MN CARS in the comments section. Of course, we will honor your request.

Information Use

We use personal information you supply to provide you with information or Services you have requested. We may also use the information to communicate with you about our current products and services, our new features, products, or services, or to improve the services that we offer by tailoring them to your needs. We may also use this information to respond to governmental or other legal requests and we may otherwise share the information with our affiliates for any of these purposes.

We may also use the information we collect about you, your computer, or other device for any lawful business purpose, including without limitation, to help diagnose problems with our servers, to gather broad demographic information, analyze trends, track users’ movements around the website, and to otherwise administer the website, including to increase and enhance the security of our Sites.

We and our service providers use analytics to analyze traffic to this website in order to help us better understand our customers’ and visitors’ experience. We may also use local device storage and tracking technologies, including cookies, to customize, evaluate, and improve our services. For more information see below - Interest-Based/Online Behavioral Advertising.

Information Sharing

We may share information about you, your computer, or other device, with our parent, subsidiaries, and affiliates. We may also share your information with unaffiliated parties so that we may conduct our business, and so we, or the unaffiliated parties, may offer you products and services. There are also times when you may provide information about yourself to us in areas that may be managed or participated in by third parties. In such cases, the information may be used by us and such third parties, each pursuant to its own policies. While we may seek to require such third parties to follow appropriate privacy policies and will not authorize them to use this information except for the express purpose for which it is provided, we are not responsible for any actions or policies of third parties.

Information Security

MN CARS uses reasonable security standards to secure your information. Because no data transmission is completely secure, and no system of physical or electronic security is impenetrable, however, we cannot guarantee the security of the information you send to us or the security of our servers, networks or databases.

Cookies & Interest-Based/Online Behavioral Advertising:

On some pages of our site we may allow third-party advertising partners to set web tracking tools (e.g., cookies and web beacons) to collect anonymous, non-personally identifiable information regarding your activities on those pages (e.g., your IP address, page(s) visited, time of day). We may also share such information we have collected with third-party advertising partners. These advertising partners may use this information (and similar information collected from other websites) for purposes of delivering future targeted advertisements to you when you visit other sites within their networks. This practice is commonly referred to as "interest-based advertising" or "online behavioral advertising."

A "cookie" is a small text file or text identifier placed on your computer to assist us in providing customized services. We use cookies to provide you with a convenience feature to save you time and provide a more personalized experience on our site. For example, you may log on once during a visit and will be able to access multiple servers without having to log on again and again. We also use the information for internal research on our user's demographics, interests, and behavior to better understand our visitor's preferences. We may use cookies provided by Google . You have the ability to accept or decline cookies.

If you enter a cell phone number or another number that you later convert to a cell phone number, you agree that we may contact you at this number unless and until you specifically withdraw your consent. You also agree to receive calls and messages, such as pre-recorded messages, calls, messages, and text messages from automated dialing systems. Message and data rates may apply.

Kids and Parents

Our website is intended for users who are 16 years or older. We do not knowingly collect information from children under 16 years old. If you are a parent or legal guardian and think your child under 16 has given us information, you can call us at (613) 728-9876 or email us at . If we learn that we have collected the information of a child under 16, we will delete such information from our records.

Privacy Policy Effective and Updated as of November, 1st , 2020.

Information Collected

We collect the following categories of information from and about you:

1.Contact information, such as name, postal address, email address, and phone number.

2.Information regarding your lease or finance terms and monthly payment amounts, that we may obtain from third-party sources.

3.Information regarding the mileage on your vehicle, which is collected when you bring your vehicle to our dealership’s service department, or that we may obtain from third-party sources.

4.Geolocation information.

5.Online identifiers, such as username and IP address.

6.Usage information, such as how you and your device interact with our website (e.g., the pages you visit or the search terms you enter).

7.Other information, such as your car preferences, or information regarding your potential trade-in vehicle, that you provide or that we may obtain from third-party sources.

Cookies

We, and third parties we allow, use cookies and other similar technologies. Cookies are small text files placed on your device that uniquely identify your device and which a website can transfer to a consumer’s hard drive to keep records of his or her visit to a website. We, or third parties, may use session cookies or persistent cookies. Session cookies only last for the specific duration of your visit and are deleted when you close your browser. Persistent cookies remain on your device’s hard drive until you delete them or they expire. Different cookies are used to perform different functions, which are explained below:

1.Essential. Some cookies are essential in order to enable you to move around our website and use its features, such as accessing secure areas of our website. Without these cookies, we cannot enable appropriate content based on the type of device you are using.

2.Analytics. We use Google Analytics to measure how you interact with our website and to improve your user experience. To learn more about Google Analytics privacy practices and opt-out mechanisms, please visit the Google Analytics Security and Privacy Principles page at https://support.google.com/analytics/answer/6004245?hl=en. Google also provides a complete privacy policy and instructions on opting-out of Google Analytics at https://tools.google.com/dlpage/gaoptout.

3.Targeted Advertising. We use cookies to compile information on our users interaction with our website. We use this information to serve ads to you off of our website.

There are several ways to manage cookies. You can control the use of cookies at the browser level, by instructing your browser to accept cookies, disable cookies or notify you when receiving a new cookie. Please note that if you reject cookies, you may still use our website, but your ability to use some features or areas of our website may be limited. The Network Advertising Initiative also offers a means to opt-out of a number of advertising cookies. Please visit www.networkadvertising.org to learn more. Note that opting-out does not mean you will no longer receive online advertising. It does mean that the company or companies from which you opted-out will no longer deliver ads tailored to your preferences and usage patterns.

Use of Information Collected

We use the information we collect from you for the following purposes:

1.To provide our Services.

2.To send you marketing communications.

3.To respond to your requests and inquiries.

4.To improve user experiences by making our website easier to use and navigate.

5.For other legitimate business purposes.

Sharing and Disclosure of Information

We may share or disclose your information to the following categories of third parties and for the following reasons:

1.To third-party service providers, agents or independent contractors who help us maintain our Services and provide other administrative services to us.

2.To unaffiliated third parties whose products and/or services we believe might be of interest to you.

3.We may share your personal information in the course of any reorganization process including, but not limited to, mergers, acquisitions, and sales of all or substantially all of our assets.

4.We may disclose your personal information to law enforcement, government agencies, and other related third parties, in order to comply with the law, enforce our policies, or protect our or others’ rights, property or safety.

If you would like to see your personal information collected, delete your personal information from our records, opt out of the sale of your personal information or have any questions concerning your personal information please email us at sales@mncars.ca

We reserve the right to change our Privacy Policy. A revised Privacy Policy will only apply to data collected subsequent to its effective date. Any revisions will be posted at least 10 days prior to its effective date.